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2 out of 3

July 12th, 2007 at 05:12 am

Saving log - $3 tip box
Spending log - $1.84 coffee, milk + $9 lunch +$13 Fred Meyer

Ever since I photographed that penny stuck in the blacktop, I've been averaging finding a penny/day. The least likely place that I found a penny was in front of my neighborhood ATM machine. Too busy collecting those 2 twenties to notice the cent at your feet?

My little fiscal project for the summer was to move my 3 recurring monthly charges from my credit card to my debit card, because I found out this spring my credit card was going to increase the interest rate on deadbeats from 9% to 12%.

ISP - $19.95/month - moved to debit
Netflix - $10.88/month - moved to debit
NYT newspaper - $49/month (will increase beginning next week) - still on credit.

Not that I hadn't tried to get the third one off. Its weird, but the NYT customer service told me over the phone that my card must be a credit card, not a debit card. Doesn't matter if it has the little Mastercard logo on it, no sirree bub, picky about the plastic.

I suspect that the NYT has an old validation algorithm. All credit cards have them, because they are supposed to have valid and invalid numbers in fairly random patterns. Think about it. If you gave out credit cards in sequential order, it would mean that you wouldn't have to steal a number - pick any number and you could steal anyone's credit. Anyway, I suspect that debit cards use a different algorithm and the NYT just doesn't have them.

I'll move the NYT to my bank credit card, along with charging the trainer's time. If nothing else, it consolidates a couple of accounts. I plan to keep the old credit card account open, but not use it.

Made a little purchase at Fred Meyer - something that would have been sci-fi to me 2 years ago - I bought lifting gloves for gym. Yesterday, even though the gym was air conditioned, my palms were sweating so much that the bars were slippery and it was difficult to grip. The weights I'm using for the upper body are in the (drumroll) 60-70 lb range. Not like you can tell by looking at me!

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