Saving log (Friday) - $5 tip box
Spending log (Friday) - 1.84$ coffee, milk + $5 curry lunch + 40$ ATM
I keep my paper financial files on the lean side, just enough to carry in a portable tote. I cleaned the old stuff out. The next step is to shred, but the house shredder is old, delicate, and cheap, only designed to do the casual 3 sheet shredding. I had a more than that, so I had to develop a strategy.
Looking at the papers carefully, I found that I only needed to shred the paper that had my name, address, and account number, and those only occurred on the top third of the paper that I wanted to shred. The rest, a couple of quick rips. It really saves the shredder from getting hot and making that strange grrrry sound when its unhappy.
I took a look at some of my old 403B files. Right now I have about $53K total, fully vested. But at the beginning of:
02, 3K and 20% vested
03, 7K and 40% vested
04, 14K and 60% vested
05, 22K and 80% vested
06, 29K and 80% vested (February 06 was when I got vested)
07, 41K and 100% vested
You never think you get anywhere financially until you look at where you've been.
That reminds me, time to download a few months worth of my monthly statements to my flash drive...
Shredding strategy
September 8th, 2007 at 11:14 pm