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Archive for July, 2008

shoot out

July 2nd, 2008 at 06:33 am

Saving log - $3 tip box
Spending log - $1.25 coffee + $17 groceries

Ate the lunch I packed that I was supposed to eat yesterday. Picked up fruit, yogurt, salad, and turkey breast on my way home.

Found a penny in front of the payday lender business on 3rd and Columbia. If there was a coin that needed rescuing, that was it.

And... oh yes, Seattle police shot it out with a bank robber three blocks away. I happened to be at the gym at the time with a good window view. Four police cars came by, sirens blaring, along with a dark blue unmarked van with a police light on top coming on second, going the wrong way (and no, that was not the bank robber), with the news chopper leading the rear.

lumpy spending

July 1st, 2008 at 05:43 am

Saving log - $3 tip box
Spending log - $1.50 coffee + $12 lunch + $2 groceries (fruit)

Lumpy spending today. I had every intention of it being a very cheap day. I brought my lunch to work, and we went to see a free premiere of the movie _Hancock_. (Fun summer movie - not sure I would pay 10$ to see it, but its worth a matinee and a total blast.)

But I got lured into a lunch with lawyer friend, lawyer friend's partner and screenwriter friend. I put my lunch in the work refrigerator and went. Right now, without any temp staff the refeers are clean and clear.

Net worth, first half 2008

July 1st, 2008 at 05:36 am

Net worth 2008

Grandmother's inheritance has been dispersed (dad's was in December 2007), which is why the net worth jumped radically again. Since I am now the oldest direct descendant, no more big inheritances now and forever.

I've pruned a number of accounts - I've put all but 10$ from Paypal into ING, I've shifted some money from one bank to another to keep under the $100K FDIC limit, and put all but .80 of grandma's Ameriprise money into Vanguard. I expected to shelter most of the Vanguard money into tax-free or tax deferred accounts. Now with grandma's gift total and the ability to shelter at 15K/yr for 403B and 5K/yr for a Roth, it won't happen. I have to be okay with that.

Snapshot of net worth, first half of 2008

$136,780 IRA/403(B)
$197,000 Vanguard taxable (cash that will be put into equities...eventually)
$17,322 stock (5 DRPs)
$27,762 EE bonds, I bonds, T bills
$125,464 CDs
$18,999 ING, PayPal savings
$934 immediate cash in checking/savings
----
$524,261 grand total

By comparison:
June 2008 ($524,261 total, $387,481 in taxable accounts)
Dec 2007 ($328,688 total, $192,747)
June 2007 ($176,422 total, $48,205)
Dec 2006 ($132,062 total, $40,329)
June 2006 ($120,261 total, $65,148)
Dec 2005 ($67,778 total, $23,740)
June 2005 ($46,115 total, $11,293)
Dec 2004 ($38,338 total, $7,558)
June 2004 ($29,050 total, $4,533)


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