Got my taxes done and filed on Sunday. This year I still had to pay, but it was a lot less this year. The reason why is that I finally mastered cost basis. I sold a bit of taxable stock to fund my Roth, so I knew that I would take a hit. Luckily I funded the 2013 Roth in January 2013, so long before the big run up throughout 2013.
The tricky part about this was that my little stock account was old enough so I would incur long term capital gains, but it was also old enough that they were 'non covered' which meant that I had to dig around for when I bought the stock and for what price to come up with a cost basis. Which I did.
Then I filed and it all went through. It means no one stole my ssn and filed in my name already. I keep things protected, but you just never know these days. So yay on that.
This year, since I did drop my 403B contributions, I'll have to think about raising them a bit to trim my taxes for next year.
So relieved for 2013!
taxes much better
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