Spending log:
Coffee - $1.65 + Lunch - $6.50
Saving log:
Tip box - $3
We have a lunch and learn at work - and today it was about our 403(b). We are lucky in 403(b) land in that we get a 3% match if we put in 6%. The choices are "okay". If I sound a little bitter, its because I'm of two minds. We used to have the choice of Vanguard fees, where the fees were about 0.2%. Right now we have Merrill Lynch-esque ones which are ranging between 0.7% - 2.0%. Bleegh! I put in 12% - I'm debating whether to drop it back down to 6%, get the match, and start an IRA (or a Roth IRA) back with Vanguard.
And then I have TIAA CREF money, where the fees are around 0.3%. A couple of people were asking about how to transfer into our funds. Yikes! I was going to ask if I can transfer *out* of them. 
The presentation was the same ol' same ol'. Put money in and let us manage it or else you're gonna live to be 100, but eating cat food for the last 20. Not that I don't agree with that possibility, but frankly, just telling us everything's gonna be alright if you save at least 10% and forget it while we (*&% with you ... nope. I wasn't born yesterday.
403(b)
August 25th, 2005 at 05:21 am
April 20th, 2006 at 09:36 am 1145525806
April 20th, 2006 at 09:37 am 1145525825