I opened up a 2005 traditional IRA with Vanguard this afternoon, using money from the ING account. It was pretty straightforward to do from the website

www.vanguard.com. The site itself is pretty clean with a lot of good information.

Did a little grocery shopping and bought a $15.00 bag of groceries for a food drive the grocery was running for Northwest Harvest. Except for tomato ketchup and spaghetti sauce, not a trace of vegetable in it. Not a great respite from junk food.

Cheapest gas in Seattle was down to $2.09. For us out here in the far left corner: wow. With the sun shining and blue sky deep, DH and I took a little Saturday drive through the arboretium. We ended up near the University, so I showed DH my bubble tea place.

Saving log - $4000 to the IRA for the tax break
Spending log - $1.80 coffee + 35$ grocery (15$ to Northwest Harvest) + 3$ bubble tea