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a secret decoder ring

December 12th, 2007 at 05:06 am

Saving log - $0 tip box
Spending log - $1.19 coffee + $15 lunch

I've put some of my money in electronic savings bonds and recurring 4 wk T-bills so I have a Treasury Direct.gov account. I got an email two weeks ago from TD explaining that I will get a card and a letter of explanation about a new layer of security.

Tonight I got the Treasury Direct card and letter. The card is laminated, and is a grid - numbers running down, letters going across. The layer of security is this. I type in my account number and three letter/digit pairs appear - I'm to type what's in the intersection in the grid.

Interesting. Reminds me of Ralphie in A Christmas Story

Text is http://www.imdb.com/title/tt0085334/ and Link is
http://www.imdb.com/title/tt0085334/ when he bought and finally got one of the secret decoder rings. After a lot of work decoding the secret message at the end of the radio serial, it was: DRINK OVALTINE.

Thinking about WaMu today - who isn't in Seattle? It's my brick and mortar bank downtown. I don't have a lot in there - I direct deposit my paycheck in a checking account, have credit card with them and have a little bit in a savings account. My tip box savings goes into the savings account. Mostly I treat that WaMu savings account as a little antechamber - I've linked my ING, Paypal, & Treasury Direct accounts to savings. All told, if I have more than $2000 combined in both accounts, I know its time to move some bucks away from WaMu to somewhere else.

Not too frightened, less than .5% of my money's in WaMu, but a shaky WaMu is a financial shot across the bow. Tonight I logged in - WaMu is offering over 5% on a 6 month CD. Yikes. How the he!! can they earn that? T-bills are running around 3%.

One order of kool-aid, hold the cyanide.

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