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decisions, decisions

May 9th, 2007 at 09:23 pm

Saving log - $3
Spending log - $1.85 coffee, milk + $6 lunch and snack + $6 stickers

DH sometimes has the sensibility of a 12 yr old boy. He told me last night that he wanted to change the stickers on his PDA - too flashy, he said. So I bought him some Japanese samurai and kabuki stickers. Smile

Tiny and not so tiny decisions - I have one of three recurring charges (ISP, Netflix, newspaper) on my credit card. This month was the first month I saw that my ISP charge made it from the credit card to my debit card. Think I will try moving the Netflix this month.

Not so tiny decision. This stock market is baffling me and has been for months. I don't understand the fundamentals and why its going up so fast. I decided to shift the 403B part of my portfolio a bit. Before it was quite aggressive - 90% stock (I have some bonds elsewhere). I decided to redistribute to 50/50 bond and stock, so I still have plenty of stock. I'm just trimming my sails a bit.

I'd do that with some of the Vanguard holdings, however they're in a taxable account and I've bought less than a year ago, so if I shift things around, any profits from selling will be taxed on the income rate, not long term capital gains rate. The next little bit of new money I receive, I'll put it in bonds and trim the sails a bit there, too.

Just to remind me that it's May in my yard:

1 Responses to “decisions, decisions”

  1. contrary1 Says:

    Gorgeous pic. Thanks for sharing!

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