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worth opening the door

June 22nd, 2007 at 04:28 am

Saving log - $0
Spending log - $1.25 coffee + 20$ lunch

I was sort of a bad girl today, along with all the other bad girls today. Our workplace has an all-staff meeting once a month. I planned to miss and I slept in a bit. Evil, no? There was only one piece of info at the meeting that I wanted to know, and I found it out after the meeting. (if you got an evaluation rating of 3 or greater, 4.5% raise). Whenever I do miss those all-staffs, I claim that I'm doing everyone a favor - the room limit is only for 120 people, yet if we have everyone in, its 140. Missing the all-staff makes the room safer. Big Grin

But I didn't sleep in too much. The large inheritance check from last weekend had been kicking around the house for a few days and it really should be put to work. My plan was to deposit it while the all-staff was happening. And the larger the check, the longer it have to say no many more times.

One of the local banks has an ad in the window for their CD rates visible from the bus. 5.6% for 11 months. Best rate I've seen for a brick and mortar bank in Seattle. So I stood at the door at 8:59am, and I must have looked prosperous, because the manager came and unlocked the door, and we began.

It turned out that 5.6% CD was the rate if you had a number of accounts with them and you banked with them before, but I did manage to get 5.4% out of them, splitting my check into a 40K CD and the 26K and change in a high interest checking, which I wanted in case sister was interested in the joint account. The manager was friendly, and had a good poker face when I told him about the inheritance and presented the check. I also got a tote bag and a water bottle.

The manager did a soft pull of my credit rating. 808. A little bit of gossip - I told him that I looked for this bank in He told me that they used to advertise there (they have online banking), but they got too much "east coast" money. So Tony Soprano banks here, I joked. He laughed, but it turns out that the real issue that it would come in easily and electronically due to the high interest rate, and it would flow out just as easily if someone else gave them a better rate. So they just advertise in the window for local money.

All in all, it took about 40 minutes of signing and printing out materials. Pretty easy, and they were very friendly. I wonder if after I left and turned the corner that the manager whooped for joy. The romantic in me likes to think so.

N.B.: tote bag is in the car. Sturdy, well made, good green color, its turning into the grocery produce shopping bag.

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