Saving log - $5 tip box
Spending log - $12 lunch

We're getting our paychecks early this month - normally its the last day of the month, which this month falls on a Sunday. On a weekend, we get paid on the last work day of the month, which in other months would be Friday. Of course this month Friday is not a workday (hopefully its not your workday either), so the last workday of the month is ... tomorrow. 5 day early paycheck.

I finally got the hint and decided to cut off my recurring T-bill buying. For laughs I looked at what I would have earned on a 4wk $4,000 T-bill: 16 cents. The money that would have bought the T-bill now goes into the Treasury's no interest account, and I move that back into ING. What $4,000 will earn in ING in 4wks: $8.43.

I've been noticing more living thrifty articles. Here's