Saving log - $1 tip box
Spending log - $13 groceries
Found money - $.01 (floor of women's locker room)
Cost cutting at work continues. Our employer puts up to 5% of our salary into our retirement savings. This is different than the 403B match. Anyhow, that 5% is dropping to .5% starting the last 1/3 of the year (Sept - Dec). The money saved is to be re-deployed to pay for our health insurance premium. January of next year, both this 5% and the 403B match is going to be "discretionary".
Bummer, but not a surprise compared to everything else that is happening.
not quite a bombshell, more like a mortar
July 16th, 2009 at 02:55 am
July 16th, 2009 at 03:34 am 1247715253
July 16th, 2009 at 09:15 am 1247735717
here it is compulsory to put 9% in our superannuation. government employees get 13%.
July 16th, 2009 at 10:38 am 1247740732
July 16th, 2009 at 11:41 pm 1247787689
July 16th, 2009 at 11:59 pm 1247788749
July 17th, 2009 at 03:37 am 1247801826
I find that the tax deferral of the 403B is valuable to me, my 403B has been doing well, and my emergency fund is at the level I want it at...so I wait and re-assess on Jan 2010. I can be equally discretionary.