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mixed (Black Friday) bag

November 28th, 2009 at 03:55 am

Friday
Saving log - $0
Spending log - $3 coffee, yogurt + $8 lunch, tea + $26 kitchen items

Thursday
Saving log - $0
Spending log - $3.88 coffee, bagel
Found money - $0.11 (sidewalks, crosswalk)

Wednesday
Saving log - $10 tip box
Spending log - $30 wine, coffee for T-day dinner
Found money - $0.03 (sidewalks)

Hope everyone had a great Thanksgiving! Along with the old favorites - turkey, stuffing, potatoes, gravy, cranberry sauce, squash, green beans, pumpkin pie - pumpkin turnovers were delicious, and the guests brought a sweet potato cake with coconut frosting that was wonderful. We all ate too much - one of our guests really had to walk to settle her digestion along with me, so I took her on the 1 mile neighborhood tour: the mayor's house, and the various arson spots.

I didn't plan on buying anything on Black Friday, but I did pick up a couple of salt and pepper shakers shaped like gigantic keyboard keys. DH broke our everyday-use glass and metal top salt shaker when it slipped from his hand. These shakers are easy to load, won't break, and make me laugh. I also picked up a single set-and-use teaspoon tablespoon measurer. It also has a magnetic clip and sticks to the refrigerator. In other words, no retailer should depend on me for their livelihood. I also took a snap of a large group holding signs "Buy More Stuff" in an ironic manner in the midst of Westlake Mall. Funny! I'll post it tomorrow.

I was pleasantly surprised to find that 11 cents walking out and about while the turkey was roasting ... it was a holiday after all, so I didn't expect that much. Today, "Black Friday", I also found 11 cents, but somehow I was disappointed. The sidewalks were full of mylar bits and paper - I look for metal in perfect curves, and all the glittery bits inhibited my eye. I'm sure that a fair amount of coin was lurking underneath the trash.

For laughs (or maybe tears), I calculated the amount of money it would take to invest in various fixed instruments to get to the money that I've picked up from the ground. I hear the "not worth it" far less than I used to. Well, if its not worth it to pick up sidewalk change, most of the other fixed instruments are not worth it much either--

1st month, found $1.33. To get that amount of monthly interest, it would take $11,400 4 wk T-bill; $1,227.69 in an ING account; $798 in a 6 month CD paying 2%; $6,384 in checking paying 0.25%.

2nd month, found $1.20. To get that amount of monthly interest, it would take $51,435 4 wk T-bill; $1,107.69 in an ING account; $720 in a 6 month CD paying 2%; $5,760 in checking paying 0.25%.

3rd month, found $3.28. To get that amount of monthly interest, it would take $140,591 4 wk T-bill (T-bills had a horrible auction week that week); $3,027.69 in an ING account; $1,968 in a 6 month CD paying 2%; $15,744 in checking paying 0.25%.

4th month, found $2.37. To get that amount of monthly interest, it would take $60,941 4 wk T-bill; $2,187.69 in an ING account; $1,422 in a 6 month CD paying 2%; $11,376 in checking paying 0.25%.

The Bank of Seely is looking better all the time.

3 Responses to “mixed (Black Friday) bag”

  1. LuxLiving Says:
    1259410422

    Keep watching the ground babeeeeee!!!! There's GOLD on them'thar sidewalks!

  2. HouseHopeful Says:
    1259417648

    I agree with Lux. Every penny counts! I can't believe how people will toss change instead of dealing with it.

  3. baselle Says:
    1259462876

    Gotta figure out how to do graphs and charts.

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