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2 more fiscal reminders of the recession

March 12th, 2010 at 04:31 am

Thursday
Saving log - $1 tip box
Spending log - $1.75 coffee + $11 groceries
Found money - $0

Wednesday
Saving log - $0
Spending log - $1.75 coffee
Found money - $0.03 (road, sidewalk, parking meter)

Tuesday
Saving log - $12 tip box
Spending log - $1.75 coffee
Found money - $0.03 (road, sidewalk)

3/11 - no car, 2 mi walk, 13.5 mi bus
3/10 - no car, 3 mi walk, 12.5 mi bus
3/9 - no car, 3 mi walk, 12.5 mi bus

Finding pennies, but I haven't been looking all that hard. I'm still not 100% after Saturday. Maybe by the weekend I'll pick up my ambitions. However, I'm finally under 170. 168.8 as a matter of fact. I owe it to the food poisoning diet plan.

$28.45: 724 pennies, 27 nickels, 143 dimes, 29 quarters, $1 bill, 1 10 pence worth 15 cents.

Haven't been writing much because not a lot has been happening fiscally. Why rack my brain trying to figure out the creative way of saying nothing's happening?

But today a couple of fiscally, recession-y things did happen. First off, I'll remind you that I work to book pledges and data to my non-profit, our large local node of a national system (ends in -Way). In the course of my job I asked one WA-state bank (bank #1), who took over another WA-state bank which had been closed by the FDIC (bank #2), about whether we can expect data from bank #2. Nope, I learned. The FDIC canceled the pledges as part of shutting the bank down. Makes sense once you learn it, but very interesting nonetheless when we have a fair number of WA-state bank pledges and WA state banks are in such shaky shape.

Then in the mail tonight I got a pleady note from Chase about Debit Card Overdraft Coverage. "Soon we can no longer provide this coverage automatically" and "your everyday debit card transactions will be denied" if you do not have enough money available to cover a purchase.

Hahhahahahahahahaahaahahaaha. (stop to gasp.) Wow, what a threat. I've bounced one transaction in 5 years. Stupid $35 overdraft fee protection is a bug, not a feature.

3 Responses to “2 more fiscal reminders of the recession”

  1. Homebody Says:
    1268400570

    I'll be going on the precolonoscopy diet in a few weeks! I got the same "scary letter" from Chase. I promptly shredded it.

  2. househopeful Says:
    1268422597

    Actually the overdraft protection bit is part of the new banking regulations. They can no longer do it automatically. I think they have the option of letting you (the consumer) opt-in. But they cannot do it automatically anymore.

  3. boomeyers Says:
    1268440058

    Couldn't agree more about the overdraft! It's a curse! Sorry to hear so many pledges were canceled. What a shame!

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