Home > productive frugal day

productive frugal day

February 13th, 2012 at 05:18 am

In honor of retire@50 and monkeymama:

Had a very productive, moderately frugal day today:

10:30 - 12:30. did the Sunday routine of going to the coffeehouse and got coffee, a slice of quiche and read the Sunday NYT. Yes, I pay for coffee. Sundays it happens to be free, but if there is a jar about, I slip a dollar in. I've made my peace with paying for coffee - I get drip, I enjoy the ritual of ordering and being social with the staff. NYT paper subscription on the weekend happens to be expensive and duplicates the Kindle, but I like the feel of paper, I see all the pictures and the NYT itself is the one paper that won't turn your mind into cream cheese.

12:45 - 1:30. 2 mile walk, listened to the podcast of Marketplace Money, hunted for change (found pennies and a 10 cent euro coin). Noted on the walk that a Tile company was having a 20 yr anniversary sale. 50% off grout. Will have to check that out.

1:30 - 1:45. Hit the bus stop. (I go carless). I used OneBusAway to figure out when the bus will come - it really helps to take away the frustration out of using transit. Found out I had about 15 minutes, so I went to the produce stand. Bought 69 cent avocadoes for lunches next week, and $1 bagged salad. I was tempted by the $2/pt blueberries but figured they'd get smashed by the time I got home.

2:15. Made it to Bedrock Industries to pick up 10$ worth of vitreous glass for mosaics. Noted that I can get 4 x 4 in squares of marble for 50 cents!

2:45 Walked to Peets and Whole Foods because I was feeling a little hungry. Peets had a line, didn't see what I really wanted at Whole Foods, so I skipped the temptation. Noted that the blueberries were at 3.99$ at Whole Paycheck.

3:15 Caught the bus back and walked another 1.5 mile home. Got my exercise today and quiet time today.

4:30 - 7:30 Pulled my green folder out, took up Vanguard's offer on cheap(er) TurboTax. Calculated and filed my 2011 taxes. I pay $207, which is pretty usual for me. Since my 403b is going great guns, that represents my tax deferred money pool; I put 5K in a Roth - its worth more to me to bulk up the tax-free pool of money than it is to get the refund if I put it in a traditional IRA. My tax rate in total this year is 9.7%; I'm good with the $207.

In other words, I got a lot done, learned bits of information to further my hobby, got exercise, chilled out. I spent a little bit but I'm good with what I spent - it will all get used.

7 Responses to “productive frugal day”

  1. Thrifty Ray Says:

    frugal and productive are spot on for the day! Sounds like a great mix of fun, excercise and checkmarks. Im sure it feels good to have the taxes done with no surprises!!

  2. EarlyRetirementJoy Says:

    Walking about in the community is such a wonderful "old fashioned" pastime! We often times walk into town on Sunday mornings with our dog, to run errands, and aside from enjoying simply being out in the fresh air, almost always run into people we know.

    And I can't think of a better way to spend a few dollars than to enjoy coffee and the newspaper. We used to have a wonderful outdoor patio spot to do this, and it drew a steady crowd each Sunday, but alas, it wasn't busy enough the other days of the week and went out of business. You just reminded me of how much I miss doing that!

  3. PauletteGoddard Says:

    Lovely and leisurely! Hey more in the "great minds think alike": yesterday I finally listened to a Freakonomics podcast I subscribe to, associated with NPR Marketplace.

  4. MonkeyMama Says:

    Sounds nice!

  5. patientsaver Says:

    I'm a longtime NYT reader, but the LA Times and USA Today are also very good.

  6. retire@50 Says:

    I like the feel of newspapers and books also over reading them on a machine. Just something about holding it makes what I'm reading seem more substantial information maybe, or maybe it just means I'm old. Smile

  7. frugaltexan75 Says:

    Sounds like a good day. Smile

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
Will not be published.

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]