Home > 50!


April 30th, 2012 at 02:59 am

That's me. And somehow today made me feel a little sad. I wonder if its a mid-life crisis, more like the thought that very soon my life will change. Right now the routine works pretty well, with a job that I can still save money from, inheritance money which means that I fund my 403B to the maximum, no serious problems ... just...

I want to be a bit lazy. I like my work, but I hate the rush, the complexity, and the deadlines. Along with the paycheck, the medical insurance and the bus pass are very, very useful and would cost me plenty to replicate.

I love doing mosaics, but can I make at least a partial living from them? Can I sell them?

I'd prefer not to rent any more. I'd like a little garden, not to mention making things like decorative walls and backsplashes. Even if it would be possible (hah hah) to do that with the rental, I couldn't take it with me.

I'm certain that its my "this is it?" mental cry. I have to keep reminding myself that "it" is good and much better than many others.

18 Responses to “50!”

  1. Dido Says:

    Happy Birthday and welcome to the dark side *G*.

    How about a 5-year plan to phase out of work and develop some part-time income, whether the mosaics or not?

    A house sounds nice. I bought mine at 45 and have never regretted it. You'll always need somewhere to live, and if you're lucky, you'll buy something that will appreciate in value too.

  2. Shiela Says:

    Happy birthday.

  3. Swimgirl Says:

    Happy Birthday!

  4. LuckyRobin Says:

    Happy Birthday. I think you can do whatever you set your mind to.

  5. PatientSaver Says:

    Oh, how i "hear you" on hating the rush of working life (not to mention the monotony).

    Dido, as always, offers some sound advice. I would commit to paper a rough timeline of how much longer you think you need to work and formulate some kind of plan to phase in retirement, phase out work.

    Ever problematic is the question of health insurance, unless you have a spouse's plan you can move to. If not, vote for Obama, our best chance for affordable health care decoupled from employment.

    This has been a public service message.

  6. mjrube94 Says:

    Happy birthday Baselle! Your post hit home, as hubby and I have had similar conversations. Good luck as you figure it all out!

  7. creditcardfree Says:

    Happy Birthday!!

  8. CB in the City Says:

    I am wanting to be lazy, too, but not possible for at least two years. I think I felt sad at 50, too, but actually from age 50 on my life has been smoother and happier than it had ever been before. Anyway, as they, getting older beats the alternative!

    Have a happy birthday and welcome to fifth decade!

  9. NJDebbie Says:

    Happy Birthday Baselle!

  10. ceejay74 Says:

    Happy birthday! I'm curious, what is the situation with renting for 12 years? I assume that means you owned before?

    My dad is wondering whether to pull the trigger on retirement, but he's hoping he can hold off until he hears the results of the Supreme Court decision on healthcare this June and then the results of the election in November. I'm sure the Republicans won't stop trying to dismantle healthcare reform, but if the Supreme Court doesn't overturn it and Obama manages to win and help keep it in place another 4 years, hopefully people will see it does more good than harm and politicians will stop trying to repeal it. Those are big "IF"s, though, especially (I think) the Supreme Court one. Talk about your activist judges, their Citizens United thing transformed our political landscape, so they're definitely not scared of big decisions.

  11. Dido Says:

    Something else to celebrate: statistically, you've reached the nadir of happiness. Median happiness levels tend to decline from 33 to 50, then start rebounding. Happiness goes up from 50 on (with some exception for the oldest old who are in poor health).

    So it's upwards from here! -Dido

  12. Dido Says:

    Oops, somehow posted twice.

  13. Single Guy Says:

    I'm coming up on 50 very soon and I'd like to think I am very happy and set right now. However, I agree on the work issue. The work is fine, yet at times it just seems pointless, and I am only doing it for the health insurance (ok, the paycheck is a nice benefit too). Just look at your life and find the things you would change, and pick one or two and start working on them. I started maybe 15 years ago reinventing myself and while life isn't perfect it is so much better today.

  14. snafu Says:

    Happy Birthday, I think you can enjoy your work and your creative side with mosaics. You know what's real and what's not really important that we who are younger are striving to learn.

  15. FrugalTexan75 Says:

    Happy Birthday! Here's to 50 more years. Wink

  16. Homebody Says:

    Welcome to the 50s! A house is nice, but being disabled now and DH working so much, it is hard to keep up our 1/3 acre. Keep that in mind when looking! Just a suggestion, I just had no idea I would develop a condition that makes it hard to do a whole lot! But then again, my 82-year-old mother just finally hired out lawnmowing last year! She did her half an acre herself until then!

  17. baselle Says:

    Thank you all for the best wishes and good advice!

    ceejay - Been reading my comments to Lucky Robin I see. Smile Actually we've been renting all our lives. We moved back to Seattle 12 years ago. We thought about buying back in 04, but we were poor (albeit debt free), didn't have 20% and the prices were super-duper crazy. Now we are considerably richer, have the 20% and the prices are merely crazy. I know that unless you the apocalypse, house prices won't drop to $0. So we are waiting ... and at least I have money to wait with.

    homebody - very good point. Plus if I had an absolute hankering for a big garden, I could join my sister at the farmette.

  18. Looking Forward Says:

    Happy Belated Birthday! Big Grin

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