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Viewing the 'Dirty money' Category

before Vietnam, actual fiscal news

March 4th, 2011 at 08:04 pm

Discovered that one of my Drp stocks did a 2:1 split while I was gone (WEC). Actually, the split got completed my first day back.

I found out because I look at the share prices every couple of days and it was freakishly low. Like, tear my hair what happened low. Nice to know it was a divide by two situation.

I'll be checking the transfer agent to see how they account for it and how they calculate the cost basis, but as for me right now maintaining my spreadsheet, all I'm doing is multiplying the shares I have by 2, and dividing the price I paid by 2.

Also turns out that the dividend increased by a couple of pennies per share also. Good news on that front.

I picked up a copy of Turbo Tax yesterday. My financial moves this year have been pretty boring - no IRA conversions or odd schedules coming from an inheritance. (Unless I find $100 bills on the sidewalk, the IRS doesn't particularly want to know.) This year, bread and butter. I can do bread and butter myself.

Finishing up catching up at work which has been a struggle. I'm still jet lagged and when I wake up I think that I'm not in Seattle but somewhere in Asia. Its been much rougher than Paris. Getting to Hanoi I wasn't particularly jet lagged, or perhaps I was so excited that I didn't care. Could also be the light - Paris is a similar latitude as Seattle, so the day lengths are similar - May/June nice and long. Vietnam, being close to the equator, has a day length close to 12 hrs year round, while Seattle, not so much.

Did make it to the gym and miracle of miracles, I'm under 170, with a 1 lb weight gain. That after 3 full meals/day, hours mostly on the bus or a plane with a bit of walking, and multiple course meals with beer or wine. I thought for sure I'd have put on at least 5 pounds.

Sent sister the $5000 for farmette upkeep. She's back in Milwaukee from the trip. I hope she had a good time - those last few days when the tour ended and we were flying home was especially rough. Incheon airport in Korea with an 11 hour layover was especially hard.

Got my lunches 1st - 4th

February 1st, 2011 at 09:35 pm

While I won't be packing a lunch in Vietnam, I can play up until I go!

Today it was 2/3 cup of brown rice, 6 oz of sliced ham with a little hot sauce, and the last little bit of green apple chutney...which I got from the canning exchange last November.

I pack multiple lunches at a time in those little square Ziploc boxes, so for the 2nd, 3rd, and 4th, its:

1 cup or so of vegetable beef stew
dollop of sauteed kale w/onion, garlic, red pepper

Snack will be 1/3 of the pack of beef jerky.

On a side note, I hit it lucky Sunday on the finding change front. First off, I found a run-over dollar bill. It looked all the world like a fake until I picked up. A couple hours later I found a 1982 half dollar as I was cutting through the car wash parking lot. Its a rare day that my luck has been that good, but day to day, my change finding luck has held up very well - I'm currently at $43.23 since mid-July 2010.

liberty dime

December 27th, 2010 at 09:01 pm

I found another silver dime yesterday, half buried next to a tree in front of a church. This one's a bit older - date minted was 1944 - and its a Liberty head dime. For all you young whippersnappers (including me), here's a picture of

Text is one and Link is http://coinedformoney.blogspot.com/2008/09/silver-time-on-dime.html
one. (not a pic I took, I can't focus it enough using my little digital camera). Its a little grungy, but the relief is nice on it - only the E Plurbis Unum is faint.

I also looked at my PTO accrual as I was figuring out the percent on my 403B. 255 hrs. I'm waiting for HR to bring the hammer down. I could call in sick for a few days.

Finally, I'm working on my FCC list. Have about 8 that I'd like to follow, so 2 more and I'm done. Thank you scfr for a couple of more ideas.

I've been saving relatively crisp $1s and a couple of $5s for the Vietnam trip. So far I have about $30. Because I'm saving for the trip, I've decided to slow down the tip box savings, and return to it in March. I'm now reading and taking notes in a notebook, to bring on the trip.

minor breakthroughs

December 14th, 2010 at 09:14 pm

Found over $10 in change last month! Thank you rainy Seattle - no one who drops coins wants to stay out in the rain and pick them up.

My passport with the Vietnam and Cambodia visas is sitting at Fed Ex right now. Not too bad - it took about 17-18 days. I now absolutely am going. Checked out one of the two books from the Seattle library. Its all about the Vietnam War - actually from the 1920's to the 1970's - so multiple Vietnam wars. Very interesting.

Big data dump (BDD) has occurred, so my email account now sports a message - I'm working on 43M worth of data, so stop bugging with your $25 stuff.

really dirty money

November 24th, 2010 at 09:43 pm

Had some extraordinary luck in finding change Thursday. I walked through the self-serve carwash (this before the snow and cold) parking lot and caught a glint of a penny, then several pennies, then a whole lot of change (pennies, nickels, dime) which no one picked up. Why? They were in amidst a wad of grease and weird lint. Ugh. So of course, true to my roots, I scooped up the mass in several scoops and put it in a my plastic bag.

Got home, and washed, and washed. In that glob were 90 pennies, 10 nickels, and 28 dimes.

And today, I picked up a quarter standing straight up in the top grate of the escalator. Also covered in grease.

Hand sanitizer anyone?

silver dime and canning exchange

October 31st, 2010 at 07:37 pm

Yesterday I did a wet walking tour amongst the grocery stores and produce stands in my neighborhood. I've been invited to a canning exchange party - provide 1 of what you made and canned, either pints or half-pints, to each of the invitees. So far there are 9. Of course half-pints are way easier to can than pints, but I want to can something special, but seasonal ... because seasonal is cheaper and tastier. Hence the walking tour.

I was excited to see quinces at the produce stand for $1.49/lb, and even more excited to find very straightforward recipes for quince marmalade. (Which before the 19th century, was what everyone considered marmalade, not citrus). So that'll be my contribution.

Yesterday was the fact-finding mission; today was the buying. One of the coins I got in my change was a 1952 dime. Any dime made before 1964 is a silver dime, and apparently the current price of silver makes

Text is that dime and Link is http://www.coinstudy.com/roosevelt-dime-values.html
that dime worth about $1.40. So along with the wheat pennies, I'm looking for old(er) dimes.

little bits

October 11th, 2010 at 08:24 pm

Received 75$ for the second shot. I have only two more blood draws to go, but three more payments, so $150 more.

Found 3 $1 bills yesterday folded in quarters on the sidewalk right on the corner. Across the street lay a fairly upscale bar, but a bar nonetheless. Ah liquor, my friend.

Right now I'm about 3 months ahead of finding money than I was last year. Two theories:

1. I've gotten better at finding at finding money.
2. Due to the recession, people are using less plastic and more cash; more cash, more change; more change the more likely one loses some. After all, you don't get change from a debit card.

A couple of weeks ago I bought a wheat penny penny board from the neighborhood coin shop, so it looks like I'm turning into a coin collector after all. The owner asked me what my angle is in collecting and I answered, "whatever I find on the sidewalk." He was amused. "Never heard about that twist before." Smile Since he is close by, it will be easier to stop by and learn a little bit about grades and show off that 1927 S. A couple of weeks ago DH found a 1944 wheat penny (non steel), so now we have 6.

We are close to finally getting our raise. Every paycheck since August I've been looking for the bump, and have been secretly disappointed. Secretly because it is the hallmark of ingratitude these days to mutter, "when the h%!! am I getting my raise?"

Part of it was that the health insurance got figured out. I'm happy to report that with normal blood sugar and now very good blood pressure I chanced it a bit and went to the very basic plan. Starting in November, I'll be paying a hair less but changing my copay from $20 to 25$.

DH re-starts with the IRS for the second season. He will now learn how to look up and handle balance due calls. Far less fun calls, but at least he doesn't have to call out.

definitely fringe

September 27th, 2010 at 09:42 pm

You know, it might be easier to save dollars if dollars were better looking. If nothing else, you might want to hang on to them a bit longer. I can't say that redesign of the dollar would solve many (or any) of our financial issues, but it is fun to think about. Take a

Text is look and Link is http://richardsmith.posterous.com/

Like handing me a "Junior" (on the TV show Fringe, the alternate universe 20).

And yes, I remember my rant against spending money to mint new quarter designs.

quiet times

September 13th, 2010 at 09:44 pm

I've been sick with a cold for the last few days. I've been sleeping, but I've been walking a bit to get fresh air in my lungs. I took the day off, more to keep from spreading the stuff around. But there has been some news:

Beef fest occurred last Saturday. Lots of beef, and most of the people who became part of the consortium came. The consensus was that red angus four was quite tasty. At the time we named her Ginger (I didn't blog about that before, it made the meat just a tad more personal than I had liked) - ironically most of the dishes people brought contained some spice ginger also.

Screenwriter son's film did not get into Milwaukee, did not get into Chicago, but did get into Ellensburg (college town in central Washington) for a waived fee. Its also up for consideration at the Tallgrass Film Festival in Kansas.

Went up weight to 172, but I think I am back to below 170. (Yay illness and its appetite suppressing qualities). A couple of weeks ago I bought 2 more pants in size 10, one more in size 12. I've gotten rid of nearly all my size 14s. How's that for buring a bridge?

Another Tuesday, another blood draw for the bird flu study. No chicken behavior seen. No payments yet; so far I've gotten was a good working thermometer. I ran a slight fever with the shot, I've run a slight fever with this cold.

While I haven't been blogging where I've been finding change, I've been finding change just to see how much I can find. I've been finding a lot more. Last month I found $6.75, this month $6.02.

My dividend stocks have been bouncing around, but generally have been going up. 403B has been going up steadily also. Might just as well let it ride at 50% stock, 30% bond, 20% cash for a little while.

another wheat penny

August 15th, 2010 at 09:19 pm

This time a 1938. 4 cents.

I'm saving them for laughs, just to see what I get. Thus far I have 4 wheat pennies (1956, 1951, 1938, 1927S) obtained by picking them up from where someone else dropped them. I've also been thinking of saving any copper penny, the ones older than 1982.

dirty money analysis, part 4

August 10th, 2010 at 09:44 pm

For part 3, analysis of change found in inside places,

Text is here and Link is http://baselle.savingadvice.com/2010/08/04/dirty-money-analysis-part-3_61068/
For part 2, the when I found change,
Text is here and Link is http://baselle.savingadvice.com/2010/07/22/dirty-money-analysis-part-2_60749/
For part 1, my luck in finding change for the year,
Text is here and Link is http://baselle.savingadvice.com/2010/07/19/dirty-money-analysis-part-1_60685/

I found 25% of my change inside places, which that I found 75% or $37.28 out in the wide open (as wide open as Seattle can be) space places like the sidewalk, the road, the bus stop.

In most cases, Ive found small amounts money in very disparate places, so Ill have to give a high end overview.

The neighborhoods that I found the most change were the ones where I spent the most amount of time. Not a surprise how could one find something when one wasnt there? Neighborhoods broke out thusly: Greenwood (where I live) $13.41, or 36.0%; downtown (where I work) $8.96, or 24.0%; bus stops (how I commute) $4.48, or 12.0%; Crown Hill (next to where I live) $3.48, or 9.1%; Fremont, Queen Anne, and the U District between $1.51 2.50, or 4-6%, Safeway, which was a prime place to find change indoors, was also a reasonable place outside $0.84 , or 2.3%. Other places I found change in the $0.70 and under or 2.0-0.1% range.

Now in the general area I get down into specifics. I found the most on the sidewalk $11.51, or 30.9%; road $7.46, or 20.0%; planting strip (grass, dirt, tree, etc) $3.34, or 9.0%; parking meter $2.13, or 5.7%; the number 5 bus stop(s) $1.98, or 5.1%; on corners of sidewalk $1.76, or 4.7%; in the crosswalk $1.06, or 2.8%; in the gutter $0.88, or 2.4%.

I found a lot of change in odd places that I would have to consider miscellaneous - $1.79, or 4.8%. Places like bike hitches, fountain edges (pulling money from a fountain is tacky), stairs, between cobbles, ATMs, payphones, telephone pole, manhole cover, grates, banisters.

In other words, if finding change is like fishing, the money is likely to lurk anywhere at your feet.