|
|
Viewing the 'Workplace' Category
August 20th, 2008 at 03:14 am
Saving log - $7 tip box
Spending log - $9 lunch
Looks a little bare without the coffee entry!
Today was mostly fiscal clean up. I xeroxed the one piece of evidence that I had that proved that I had the KO stock in 1999. So I'm sending in the paperwork for the class action suit. All that effort and hassle for probably a .99 check.
Since my pay raise came in I looked at my stub. Increased pay, increased accrual of the 403B. All told its a $40 increase in accrual, so I calculate that I'll put in $15,320 into my 403B this year.
Posted in
Workplace,
IRA, Stocks & DRPs
|
2 Comments »
August 19th, 2008 at 06:16 am
Saving log - $5 tip box
Spending log - $13 lunch
One of the other innovations we tried out at the cabin was using two combo press pot commuter mugs, one I got for DH and the other DH spotted for $10 at Fred Meyer. Text is Mine is clear plastic, instead of stainless steel. and Link is http://www.wholelattelove.com/tips.cfm?itemID=556 Mine is clear plastic, instead of stainless steel. We weren't into firing up the wood stove and percolating coffee to bits - instead we heated up water, poured the water over the course ground coffee, gave the grounds a quick stir and added creamer, then pressed. It worked fantastically.
So I bought decent coffee, 1/2 and 1/2 for the work reefer and brought the press pot to work. Tried it out for the first time this morning and it worked like a champ. I figure that if the decent coffee lasts about 15 business days, that my cost per cup will be about 66 cents/day, a bit more if I factor in the 1/2 and 1/2.
Noticed a near record number of yard sales being advertised last weekend on one pole. Four in one view, 1 behind. What was the yard sale plus characture drawing like (top ad)?
Posted in
Workplace,
Recession
|
0 Comments »
July 31st, 2008 at 04:50 am
Saving log - $2 tip box
Spending log - $2 coffee + $12 lunch
Today was another training day. What is it about training that is both so "yes, that makes sense" and so tiring at the same time? Also, when I was in my 20s and it was my job to get trained (college/grad school), I was adept at learning something then keeping it in my head for months and months while I learned the connecting thing. Now? Unless it is solving a problem that has been bugging me, its gone from my head in a few days.
I must need that vacation. Aug 1 through the 15. Don't say you weren't warned. Montana, a cabin in the mountains, and a creek runs through it.
Also got an email from the COO that I will get that 2% extra equity raise along with the 4% raise. Word to the wise - always document your projects...and if someone gives you a kissy thank you email (especially if your boss sends you one), save it.
Posted in
Workplace
|
4 Comments »
July 18th, 2008 at 05:23 am
Saving log - $2 tip box ($42 in total)
Spending log - $0
Had a good cash flow day; all saving, and no spending.
Breakfast was taken care of by the all staff meeting, where I presented DJ friend with his 5 year service pin. Lunch was taken care of by a going away party, where I grabbed a couple of extra wraps for afternoon snack. I also went to a meeting where there were many mini candy bars, which I promptly scooped up and set in a cup by our printers and copiers. After all our printers and copiers know when you are upset.
In between free meals from the workplace, I found out that: I lost my own service pin (pooh!), I'm now back down to 184, I can compose an okay haiku under the gun in 15 minutes, and as I ducked out to deposit my tip box earnings from this month I found out that my WaMu branch (the main one in downtown Seattle) looked serene and calm.
Deposited $42 into brick and mortar savings this month.
Tonight I found out that I hit it lucky, of sorts, in buying more MI. The transfer agent on that one buys on the 14th of every month. My 100$ bought at its very low on Monday. The stock rally yesterday and today of bank stocks is mystifying on a broad scale, not so baffling on a day to day. This week everyone's relieved that its only bad, not apocalyptic. Mr Market is particularly manic depressive this week. Time for folks like us to keep on an even keel.
I also discovered tonight that I set up my monthly buy of IP for the middle of the month. After this buy, I now have more than 25 shares, so could and did opt for full dividend reinvestment.
Posted in
Workplace,
IRA, Stocks & DRPs,
Fixed Income
|
3 Comments »
July 12th, 2008 at 07:26 am
Saving log - $4 tip box
Spending log - $1.70 coffee + $11 lunch (included paper and a soda)
Well my morning bus was late and I was quietly vibrating during the ride because I thought for sure I had a meeting first thing today. Turns out that the meeting was an hour later, so phew!
Then a co worker waylaid me the last thing as I was getting out for 30 minutes, wanting to dole a little whine with his bitch session. My heart was heavy as I waited at the stop; I was 8 minutes late according to the schedule. But it turned out that the bus was late.
"Boy, am I so glad you are late!" I said to the driver. He had to do an impromptu re-route; the Fire Festival closed off his regular route.
Speaking of the Fire Festival - it was a nice free stroll. Its a big deal with competitions and an obstacle course. I'm 1/32 Scottish; about the only genetic attribute that I chalk it up to is having a strong fondness for guys wearing kilts. (real kilts, not those fake Utilkilts.) How many of them does it take to set up a tent? ... 3, it looks like.
Posted in
Workplace,
Transit
|
0 Comments »
July 9th, 2008 at 04:01 am
Tuesday
Saving log - $4 tip box
Spending log - $1.50 coffee + $1.70 decaf coffee + $9 lunch & snack
Monday
Saving log - $3 tip box
Spending log - $1.50 coffee + $9 lunch
You might remember a certain shack that was apparently to be had for a certain princely sum of $499K.
Text is http://baselle.savingadvice.com/2008/02/22/the-housing-bubble-in-a-nutshell_35884/#comments and Link is http://baselle.savingadvice.com/2008/02/22/the-housing-bubbl...
I promised to follow it down. And down it is going.
Feb 2008 - $499K
April 2008 - $445K
2hrs ago, 2008 - $395K
Still too much even with a 20% haircut.
Yesterday afternoon I found my electronic pay stubs, which list my 403B contributions. I changed my withholding after Q1 2008 to shelter a few more dollars from taxes and I aimed for the limit of $15,000K. (I know the limit is $15,500; I wanted a little breathing room) The good news is that I will get a 4% raise, possibly a 6% raise, which is, in a sense, bad news if it tips my 403B withholding above $15,500.
So I added up what I already put in. I get paid 24 times. I calculated my current withholding times 1.06, and got an estimated withholding. I figure I will be just under the limit with a 2008 withholding at $15,445. Cutting it a tad close, so I will look again on the August 15th pay stub, just to make sure. I'll have 4Q to adjust if I go over.
Posted in
Workplace,
Taxes,
The Neighborhood
|
5 Comments »
July 1st, 2008 at 06:43 am
Saving log - $3 tip box
Spending log - $1.50 coffee + $12 lunch + $2 groceries (fruit)
Lumpy spending today. I had every intention of it being a very cheap day. I brought my lunch to work, and we went to see a free premiere of the movie _Hancock_. (Fun summer movie - not sure I would pay 10$ to see it, but its worth a matinee and a total blast.)
But I got lured into a lunch with lawyer friend, lawyer friend's partner and screenwriter friend. I put my lunch in the work refrigerator and went. Right now, without any temp staff the refeers are clean and clear.
Posted in
Workplace
|
3 Comments »
June 28th, 2008 at 05:11 am
Saving log - $3 tip box
Spending log - $10 lunch + $7 groceries
The meeting on my calendar was spurious - months ago, I registered for it but not in time. I was not too disappointed, I had plenty to do. Picked up a bento box and a 24 oz iced green tea at Uwajimaya. Drinking the 24 oz can behind my desk made me look like I was kicking back with a malt liquor somehow.
Well, it was a quiet Friday afternoon.
Took a look at my DRP stocks. One, MMM, is now at its lowest point since I bought a whomping amount (okay $2K) nearly two years ago. Too delicious for me to resist. Tonight I wrote a check for another whomping amount (another $2K) to buy some more MMM. I'll put it in the mail tomorrow. It will take about three weeks for the check to get there, opened, check cashed (if its cashed by Tuesday the shares will be bought on that Friday), and the shares to be bought (every Friday).
So here's for a very strange hope: go down baby, go down!
Posted in
Workplace,
IRA, Stocks & DRPs
|
2 Comments »
June 20th, 2008 at 04:23 am
Saving log - $2 tip box
Spending log - $1.50 coffee + $10 supermarket lunch
Found out that the bus pass will cost us $4 more/month, for a total of $171/yr that we shelter pre-tax.
The really thrilling frugal news is that downtown Seattle actually has a supermarket at 3rd/Pike. They had their grand opening today.

You go in and immediately head down the escalator and into the produce section...

No screaming great deals but a few good ones - 10/$10 odwalla bars, .79/lb bananas, .97/lb asparagus (not fond, but you might like). No parking - its downtown. And it was a bit of a mad house so the checkout lines were crazy. Matter of fact, the person behind me in line had enough time to notice the sale prices on a couple of items were higher than the regular price. Ha ha, be careful, supermarket, most of your customers will be accountants!

I know it sounds like a shameless plug for spending money, but its really great - now I can do the Rick Steves frugal picnic trick for lunch, rather than hitting the restaurants all the time. Pioneer Square has a couple of places, but their only produce is an apple and a whole lot of distilled grape products, if you know what I mean. And its so nice to know that when you have 5 people bring chips to the workplace potluck, you've got options. The Pike Market (3 blocks away) is great for produce and great bread, but what about the salad dressing and the butter?
Anyhow - bought my lunch and apple at the downtown supermarket and got a free cloth bag (note what the bagger was holding in the last picture) to add to my bag-of-bags collection.
Also found 10 cents on the street today.
Posted in
Workplace,
Buying calories,
Images
|
9 Comments »
June 14th, 2008 at 05:17 am
Saving log - $2 tip box
Spending log - $1.50 coffee + $13 lunch + $7 groceries
Nearly every time I land in my cashier's line at the Safeway, she asks me if I would "round up" my grocery purchase in donation for something. A few months ago it was easter seals, right now its for prostate cancer.
She's a fast cashier, very personable, witty (with me, wickedly) and more likely than not she gets me to round up. When DH was in another, much slower line, I waited and watched as my cashier got 3 people in quick succession to donate, while checking people out quickly and laughing most of the time. (a cookie if you gave more than a buck!) I got to thinking - hey she'd be a great fundraiser! I mean she has a rare ability to ask, do something fast at the same time, and if she gets a no, she goes right on to the next person. Kinda rare even for a sales person.
Our non-profit looks for temporary staff to help fundraise in the fall, and we are supposed to be looking for talent. If we recommend someone and they get hired as a temp, we get $250.
So this afternoon at work I printed out the ad, stapled my business card to it, folded it in quarters so that it stays neat in my purse. When I bought cherries, salad dressing and turkey ham in her line, I pounced.
Of course, she recognized me right away, and asked if I would round up my purchase.
I said, "sure.... you know you should think about fundraising as a career." I handed her the folded sheet.
She took it, and asked me if it was volunteer work.
"Heck no," I said, "they'll pay you for it." Her look was priceless - an excited "really?" look.
"Check it out and see if you are interested." I said.
Hope it all works out, and not just for the $250.
Posted in
Workplace
|
6 Comments »
June 13th, 2008 at 05:36 am
Saving log - $3 tip box
Spending log - $1.70 coffee + $20 hair cut
An out of the routine day.
DH drove me this morning. Actually, he drove this morning, and I'm on the way. Traffic on Aurora Ave (we don't bother with I-5) was light.
Then my schedule got all changed - I got my performance review and I'm up for a possible 6% raise. It looks good, but we will see. It would happen in August. It will shift a couple of things - I have to recheck my withholding of my 403B to make sure the raise doesn't bump it past the 15.5K limit.
Then another schedule change - gym at noon. Gym at noon is popular, but blegh I'm shaky because I want to eat at noon. Even if I have a little something like a banana, I'm shaky.
After gym at noon, a break. I was going to go for lunch, but there was free food of reasonable nutrition - chicken pad thai and a square of carrot cake. A little sweet, but free is free so I took it.
Then on the walk home, since I had a very low spend day, I shifted my spending to get a very, very much needed haircut. Still have $15 left, savings of $48 and I get paid tomorrow.
Posted in
Workplace
|
7 Comments »
May 24th, 2008 at 05:30 am
Saving log - $1 tip box
Spending log - $1.25 coffee + $13 lunch
Yet another day without my laptop. I'm getting the shakes now. . DH promised me that we will visit the shop to see how its coming along. I have to say that there is one advantage for having a 4 year old laptop - no one will want to steal it. But I'm worried that they'll say, "everything has gotten cooked, nothing survived."
Sent another $40 to my 3M DRP. The notice that my last $40 bought x.xxx shares with a little deposit slip and a return envelope. Its always my signal that the ball is bouncing on my side of the court.
Finished my performance review and sent it to my supervisor. This year, as a novelty, my two employees sent theirs to me. It will be weird sitting on the other side and judging them.
Ah, a three day vacation coming up!
Posted in
Workplace,
IRA, Stocks & DRPs,
Holiday$
|
0 Comments »
May 22nd, 2008 at 04:40 am
Saving log - $1 tip box
Spending log - $1.25 coffee
My laptop is still at the shop (apparently they will replace the hard drive), so I'll make this quick...
Renewed my CD, but since I knew the interest rate was going to be low I set the term at 6 months. 2.6% - Yeesh. I renewed the CD at the original amount and put the interest in checking, to move to ING.
Took this month's collection from the tip box and deposited in my brick and mortar bank. $46, includes the $1 above.
Ate the second half of the footlong, so I had a very low spend day.
Attended the quarterly 403B lunch and learn with the plan administrator from Merrill Lynch. I got called out at the end because:
Plan Administrator (looking at the handout): As you can see, proper asset allocation is the biggest determiner of how much you will end up with.
Me (raising hand): Excuse me? Ahem... I was thought it was the amount you put in in the first place that's the biggest determiner.
Plan Administrator: Yes, of course ...
I enjoy openings like that. Great for lunchtime entertainment.
Posted in
Workplace,
Fixed Income
|
0 Comments »
May 16th, 2008 at 06:57 am
Saving log - $7 tip box
Spending log - $8 lunch
Payday. Attended an allstaff meeting, so coffee and breakfast was on the company dime. All I bought was lunch today.
Last night I finished editing a call for sponsorships for DJ friend to attend a New York City function. (he's from NYC, and he'll be visiting that week anyway).
Its supposed to get into the 90s tomorrow and the next day in Seattle. Ughhh! Its only May. This is supposed to happen for a few weekends in July-August, when we retreat to our nearest cheap arthouse movie theater. It is a deal - $3 for air conditioning, lovely darkness and pretty pictures. More if you want snacks. Hopefully there will be a set of pretty pictures with an okay plot that I want to see. Oh, to trade my weather with boomeyers!
Posted in
Workplace,
Emotional baggage
|
1 Comments »
May 9th, 2008 at 05:20 am
Saving log - $2 tip box
Spending log - $1.25 coffee + $10 lunch + $3 bag of salad, apple
I'm ending the big project at work. Basically, its importing electronic pledges coming from a very, very large software company from Redmond who shall remain nameless. I've been working with over 14,000 transactions (oy vey), cleaning the data and batching them in groups of 250 apiece for audit to check over and the data entry staff to find out if the donor is in our system already, and do the final upload into our systems.
I sort them alpha by last, first, then middle, so it just so happens that there is a very wicked batch of 250 pledges, 52 of which are Lee, 2 Lea, 2 Leigh, and 52 are Li. It tells you my state of mind that I found that hilarious. We were thinking of giving the batch to our boss, coming back from a day off... just for laughs.
Posted in
Workplace
|
1 Comments »
May 8th, 2008 at 06:15 am
Saving log - $2 tip box
Spending log - $1.25 coffee + $8 lunch
I'm finishing up a huge project at work with an eye on all the other crap piling up while I'm on the big project, so it was a crappy day at work. It should let up, but this whole season has been strange - I shouldn't be this busy in May. Last year at this time I was packing for Paris!
This evening I saw that the IP stock has now been bought, and that drip fully made, all done by the transfer agent (Mellon) in less than two weeks. It was because I already had a drip with the transfer agent, and the company had a program where you didn't have to buy the first share from a broker. Very nice to know that Mellon's so fast.
I did have a good laugh at this website - based on a local series of insurance ads.
Text is http://www.werealotlikeyou.com/ and Link is http://www.werealotlikeyou.com/
Much funnier if you live in the Pacific Northwest. No stereotype really, really nails me...maybe #73 - The Blackberry Hunter, so I guess they're really not like me at all. For laughs, I submitted my type: The Intimate Anonymous Blogger.
Posted in
Workplace,
IRA, Stocks & DRPs,
Emotional baggage
|
4 Comments »
April 16th, 2008 at 04:01 am
Saving log - $2 tip box
Spending log - $1.19 coffee + $13 lunch + $7 groceries
I got the first paycheck after my new 403B withholding. In case you missed it, I hiked up my 403B withholding to bulk up my non-taxable accounts, force me to spend my taxable accounts, and basically put me in a better tax position for next year.
Better tax position, baselle, better tax position. Keep repeating that while I blink at my direct deposit deposit in my online bank account. It was a 400$ drop. Per paycheck. That makes me queasy.
This is going to be very, very different.
Collected up my coupons and bought $14 worth of groceries that we use for $7.
Posted in
Workplace,
Taxes
|
2 Comments »
April 9th, 2008 at 04:19 am
Saving log - $0 tip box
Spending log - $1.19 coffee + $6 lunch (foot long sub for 2 days).
There is one downside to having a day off on Monday: Tuesday becomes Monday. On my Monday, everyone else's Tuesday, I worked through:
1. missing pledges that the fundraising staff assumed were with us. Ha ha, we received them in the mail all right, but we sent them back to the fundraising staff to sort and batch. Where did we find the pledges? - in the fundraiser's safe.
Guys, its a safe, not a wastebasket with a lock! If they make safes with a clear, bulletproof plastic panel...well, they could sure use that.
2. I returned sister's call at work. Turns out that she did her own taxes, and she's wondering why she's not paying nearly as much as I am. Where does the Schedule K-1 fit into it? For me, the Schedule K-1 fit into actual professional help. !
Oh yes, sister mentioned that she might have quit her job. She got tired of her $13/hr job, she got yelled at one too many times, she said she had a headache felt sick and was going home. Sister's partner thought that sister should take off six months, work on the farmette, then go back and find another job.
"Well, if you did quit, you did it at the right time," I said. "It will look like it happened because of the recession, and not because of anything you did."
I can relate, I'm actually a bit surprised she lasted this long. I've had similar emotions - a fair amount of cash so quickly has its own pull. You hear all the pettiness at work, you look at your bank account, note the fact that it will last a good ten years even with careless spending, and you think - well, what for?
Dad, mom, grandma and grandpa put up with a lot of what for to build up what they gave to us. Seems like I should put up with just a little more "what for". My bank account still feels like its not completely mine. My own safe is full, locked, and also needs a clear plastic panel.
Posted in
Inheritance,
Workplace,
Recession
|
2 Comments »
April 5th, 2008 at 03:36 am
Saving log - $4 tip box
Spending log - $1.25 coffee + $9 lunch + $2 tea
The nasty fire alarm sounded off at around 1 pm and it was real.
While a couple of fire trucks rolled in, our whole office tromped over to the meeting point. Ten minutes later, one of the floor wardens gave us the news. There was a small fire on the roof of the building inside the elevator penthouse.
"Elevator penthouse?" I said. "No wonder why the elevator doesn't always work. Would you if you had a penthouse to come home to?"
It was a small fire. We could go back to work after about 45 minutes, so to pass the time, I had a chamomile tea. I couldn't smell any leftover smoke in my office right away, but I could catch whiffs every so often.
Posted in
Workplace
|
2 Comments »
March 31st, 2008 at 06:25 am
Saving log - $0 tip box
Spending log - $4 coffee, bagel, apple + $8 CD + $20 sushi lunch
I walked a huge amount today, and began to jog. I'm a terrible jogger, but dammit, since I bought warm running tights I'm going to see if I challenge myself a bit more. As if walking from 92nd to 35th and back ain't enough.
I did manage to jog about 5 blocks. I'm no runner, have no bounce in my shins, and got winded quick, but I'll see if next week I can do 10 blocks.
The worst part though was midway, because I landed in Fremont, where I bought and ate my apple, but then I flipped through the used CD store, walked through the Fremont Sunday market, found the Theo chocolate store (and they give tours of the factory, FYI). I managed to sniff and enjoy the store & amazingly, didn't sample any. However, tired and hungry, I succumbed to conveyor belt sushi, picking and enjoying the most expensive plates. Luckily the most expensive plates were $4 apiece.
It did mean that I felt that I had to walk back. And now I've go to think about my endpoint at the end of my walks - I don't want to turn them into rewards where I spend a lot of money.
Checked my bank account online. Tomorrow is the last day of the month when we get paid, but the next paycheck was there already. Nice. I was expecting that the net $ of my check would drop due to the increased 403B withholding ... A pleasant surprise that I miscalculated - March 31 should be the last paycheck of 1st quarter 2008.
Posted in
Gym,
Workplace,
The Neighborhood
|
2 Comments »
March 22nd, 2008 at 03:53 am
Savings log - $2 tip box
Spending log - $1.19 coffee + $12 lunch
Very quiet day at work - several people were out sick or on PTO. Not only that, it was restful - the phone didn't ring once today. I attribute it to both: the non-pious concentrating on "March madness", and the pious concentrating on Good Friday.
DJ friend was looking for someone to do his taxes, his normal guy got sick. I gave him a recommendation for the place I used two weeks ago. However, I tossed my coupons. (I saved them for a few days, trying to figure out who I could give them to but in the end my hatred of crap lying around the house won out). I stopped by the CPA on the way home and the office gave me new ones, so perhaps I get $20 off.
My subject line doesn't refer to anyone here, or anyone I interact with online. DJ friend is wrestling with a guy from another Internet radio station stealing the content of his radio stream. For a monthly fee, DJ friend had a lawyer write the guy. The guy has no name (not a surprise) but calls himself troll. So the letter is addressed Attn: Troll, and the salutation is Dear Troll. Its a serious letter, but the "Attn: Troll" made me smile.
Posted in
Workplace
|
6 Comments »
March 14th, 2008 at 04:00 am
Saving log - $12 tip box
Spending log - $1.19 coffee + $7 lunch + $9 groceries
Put 12 in the tip box because I hadn't in awhile. One of the other things that shook out with the 403B decision is that I have almost 190 hrs of paid time off (PTO). Time to get out of my workaholic self and schedule a week.
Found 11 cents on the sidewalk by the gas station ... always good hunting grounds.
Day didn't turn out half bad, even though I forgot my bus pass and both the morning bus and the afternoon bus were more full than I've remembered ... even with the fare increase. $3.50/ gallon gas and pouring rain tends to fill up a bus fast.
When a bus is stuffed to the gills you really notice the crap everyone lugs around. Ever really use all the stuff you lug around? After I got my degree and was packing up for my postdoc, I pulled papers out of my bag - the one I lugged around daily for 5-6 years. There were scientific papers that I might have read once, but then lugged around in my bag for years. What a waste.
People carry stuff to put on appearances. Look how busy I am. Look how prepared I am. You're pushing paper, emails, computer files. A cellphone, a wallet, an iPod, a PDA/blackberry thingee, keys, your lunch maybe. Need a huge backpack or tote bag for that, whapping everyone in the aisle seats as you go? I know that with my little neoprene purse I look somehow less productive, less busy. I'll still have my shoulders.
Posted in
Workplace,
Emotional baggage,
Transit
|
4 Comments »
March 13th, 2008 at 04:06 am
Saving log - $0 tip box
Spending log - $1.19 coffee + $8 lunch + $17 groceries
Went to my 403B administrator in HR to get the form to change my 403B withholding.
"You're early," she said.
"But its for a change of April 1," I said...
Usually HR canvasses for changes the week before, I guess. I tried to explain why I was changing it and that it will look weird, but she would have none of it...she didn't want to know. Filled out the form, so I pulled the trigger. It puts my take home pay at what I was at 4 years ago; it'll be something to get used to.
And I have to remember to back it down for next year.
Picked up some plums and apples for $1.48/lb/each, received grapefruit from Harry & David. We are awash in fruit.
Posted in
Workplace,
Buying calories,
Taxes
|
0 Comments »
March 12th, 2008 at 03:45 am
Saving log - $0 tip box + $35 Drp 1 + $40 Drp 2
Spending log - $1.55 coffee (16 oz size), $6 lunch
Put money into two of my Drp stocks. They aren't going gangbusters, but its nice to be able to put a little something in when stocks are cheaper.
I finished figuring out what I want to now put into my 403B. 2007 I had to pay tax with a penalty, and I want to avoid that. I figure the most strategic way to avoid it is to increase my 403B to the max.
The maximum that we can put in is $15K; from my latest paycheck (end of February) I've already put in $1170, I can change quarterly so I will have put in $1755 by the end of March (quarter 1), so I have $13,245 to put in for 9 months. That works out to be around $1470/month, or $735/pay period. I used the paycheck calculator, first putting in what I was doing already to see if the numbers were about right. They were within $5, so I increased the percentages by 5%, then 2.5% until I got a 403B withholding close to but under $735. 37.5%. I drop my paycheck by 300$ and that's per paycheck - $600/month. I can do it, but it will take some getting used to.
The other commitment was to the trainer. I've had a heart to heart. I've basically been 185 (sometimes as high as 190, or as low as 183) for over a year. Is the plateau an issue? What kind of new goals should we go after?
I thought about this over the weekend, and I came to some conclusions:
1. The weight plateau doesn't bother me - unless I stepped on a scale, you wouldn't guess that I'm 185, and these days, maintaining and not increasing weight even during the holidays is an achievement.
2. What does bother me is my waist. Legs, arms, chest, back, butt, even upper waist have become more defined and I'm happy with their progress. My lower and mid waist are stubbornly resistant. Don't get me wrong - the ab muscles underneath have gotten a lot stronger - they just are still cloaked by the fat on top.
3. Weight training is great and I enjoy it - but right now its the same moves with increasing weights. Not too much to learn after you get the form down and you figured out what muscles get targeted. I suggested that I'd like to learn some pilates and yoga moves and with that my trainer brightened up. We did a couple of them today - the v sit keeping the chest up and moving the arms up and down. Pumping arms up and down gives you something to do while you are holding that darn v sit...my mid back is very stiff.
Conclusion is that we are going to work on an inches goal, specifically for the waist. Not that you can spot lose, but something's bound to happen.
Posted in
Gym,
Workplace,
Taxes,
Essence of baselle
|
3 Comments »
March 7th, 2008 at 05:53 am
Saving log - $0 tip box
Spending log - $1.19 coffee + $7 lunch + $14 groceries + $50 cash
For the new readers out there: saving log and spending log are quick snapshots of what I spent or saved that day. Nothing much more.
Since my Paypal interest rate is not any higher than my ING account, I consolidated by moving the Paypal money into ING.
Getting my folders ready for the tax advisor tomorrow night. I still have to find my SS card and my last year's form. If nothing else, I have files for both on my flash drive.
Lawyer friend's youngest brother was diagnosed with a serious form of leukemia; he's heading out tomorrow for the east coast.
Tomorrow is the last day for my temp guy. He can speak Mandarin Chinese; his new job depends on his ability to translate and he was tested on it. He squinted at a character and said, "Badger?". The company was very happy; no one else figured that character out.
Tonight I was milling around my bus stop at my usual time. Intermediate transit lesson for today is: Identify your markers. Markers are people who share your regular schedule and who you ride with. See them milling around the stop and be consoled that you didn't miss the bus. If you get sick of watching the road for your bus, watch their movements instead. If they're heading for the edge of the sidewalk, so should you. Its considered a nice touch if you yourself have a memorable flair and you're regular; you too can become a shining beacon marker for someone else.
Posted in
Workplace,
Fixed Income,
Transit
|
2 Comments »
February 16th, 2008 at 03:43 am
Saving log - $3 tip box
Spending log - $1.19 coffee + $15 lunch
Got a lot done today, but at the expense of telling people, "go away...right now." At 5:30pm, as I was about to leave, one of the temp staff found a check and an envelope of money on the street. It looks like its coming from someone who works in the building next door. No way to lock it up with the rest of the money - the co worker with the key to the safe left a half hour before - so I had the temp person tuck the envelope underneath my keyboard.
We'll see if we can do a good deed on Tuesday, after the President's Day holiday.
Sweet holiday this year - payday was today, right before it.
Posted in
Workplace
|
2 Comments »
February 9th, 2008 at 06:49 am
Saving log - $3 tip box
Spending log - $1.19 coffee + $10 groceries
Today was the last day for most of the temp staff. We'll have a couple staying on for another month or so; my temp person will stay for one more month. We had a last lunch party, paid for by the department.
Then it was another party for a co worker leaving after 21 years. She wanted to make sure that I was still writing so in her memory book I wrote in the address to this blog. I've given my blog address out to a couple of others on their last day. I wonder if they ever looked me up here?
Kinda funny that in the age of easy worldwide publishing that I would be so covert about it. But it is far weirder to be so open. Like somehow its bad for a company to check if you've put up your spring break drunk pic...and then, the gall, not hire you if they find it. How dare they?
Checked to see where I could go to caucus at 1pm tomorrow.
Wrote a 40$ check and a $35 check to two drips.
Posted in
Workplace,
IRA, Stocks & DRPs
|
0 Comments »
February 1st, 2008 at 04:24 am
Saving log - $8 tip box
Spending log - $60 dinner (for two)
Was treated to the coffee and lunch, so I paid it forward and treated sweetie to a restaurant dinner. It included a very good folk singer/ satirist, so it was appetizer, dinner, dessert and a show.
It was a good antidote to the general craziness at work. Right now I'm just buzzing, thinking of all the things that I have to do. I have to calm myself, see what has to be done, and work my plan. I even went so far as to consult the I-Ching which told me to center myself, work the details and don't draw too much attention to myself.
DJ friend asked me to look at his 403B plan to identify a fund that is too crazy. Sounds a bit terrified that his 403B is dropping with the stock market. Said that his DW lost 100$, so she put everything in cash. Its hard to advise someone so risk adverse; they really can't put it in anything but cash so while they keep the numbers from obviously dropping, they don't see the stealth effect of inflation. The numbers stay up, sure, but when it costs twice as much to buy something in 18 years (at a 4% inflation, using the rule of 72), you've lost a lot.
Text is http://baselle.savingadvice.com/2007/07/28/rule-of-72-with-a-twist_28694/ and Link is http://baselle.savingadvice.com/2007/07/28/rule-of-72-with-a...
I wonder if giving him an exercise would help - ask him to track his 403B total daily for a couple of weeks. It will go up, it will go down, it will go up again, it will go down. The idea would be to show that a $100 loss is nothing compared to the variation that those weeks would show. Of course, it might could freak them out even more.
Posted in
Workplace,
Emotional baggage
|
3 Comments »
January 16th, 2008 at 05:24 am
Saving log - $0 tip box
Spending log - $1.19 coffee
Yesterday I bought a sandwich from the winnings of the Packer game. I bought large enough so that yesterday I got free lunch, today I got free lunch, and tomorrow our little department is hosting a free lunch as a thank you for the temp staff. 3 free lunches this week.
I had 10$ leftover from Sunday and I won't have to hit the ATM until Thursday. Yay. Slow the velocity of money so that it leaves my wallet at a crawl. 
Was a serious icebowl commute this morning. I live on a ridge, so its an icy downhill no matter where I go. Still have my Yaktrax. They work like a dream and get comments about them when I stand at the bus stop. And stand I did; the bus came late making me 45 minutes late.
Posted in
Workplace,
Buying calories
|
0 Comments »
January 12th, 2008 at 05:14 am
Saving log - $1 tip box
Spending log - $1.19 coffee + $13 lunch
I woke up at 7:45 am for an 8:10 am bus. It went downhill from there. I got in and was bombarded by needy co workers, my temp guy looking for projects, and strange snafus. I solved them, but it wasn't until mid morning when I could work on what I needed to work on ... for me.
Then came lunch. My first choice had a line out the door - no good - so I went to my hideout - nearby. Got in at 12:30, and while it wasn't nearly as busy I mentally went over my schedule today. Wasn't I supposed to have a meeting at 1? I got served at 12:45, huffed it down, caught a bus and got back at 1:10 pm, heart racing thinking "I'm late!".
Meeting was at 1:30. Whew, wasn't late after all.
My boss and I waited for the elevator to make the 1:30 pm meeting when we heard voices in the shaft. Elevator was stuck on a floor - we got a co worker to call facilities and rescue the voice, making us both late ... by 10 minutes.
The day took its own today.
Yesterday I made an appointment with the financial planner for Monday. I was satisfied that he wasn't going to use me as a boat payment, and the last thing he said to me was that I should sleep on any advice and not be to rash.
Finally, the CD shop near my house put up a sign that he was going out of business. I passed by a couple of times since then, bummed and little bit embarrassed. The owner was a friend and, well, what is the etiquette here? Go in like nothing happened and pick over the stock? Walk by and leave it alone?
I went in tonight, gave my condolences, and found a couple of CDs. Turns out that he's moving a lot of stock this week. I laughed and said that the persian carpet sellers in Pioneer Square had the right idea. Keep advertising a going-out-of-business sale, lay low for a couple of weeks, then start back up again. Another customer told him exactly the same thing.
Posted in
Workplace,
Emotional baggage,
The Neighborhood
|
1 Comments »
|